Ever found yourself wondering: “What’s the difference between demi fine jewellery and fine jewellery?” You’re absolutely not alone! It’s not always clear where one category ends and the next begins or what the differences are between them. 

But don't worry, we’ve got you. We’re here to help make sense of what makes something fashion jewellery, demi fine jewellery or fine jewellery, so you can choose pieces that feel right for you. Let's break it down:  

• Fashion jewellery is affordable and largely trend-driven  

• Fine jewellery is made from precious metals and gemstones and is more of an investment  

• Demi fine jewellery is more elevated than fine jewellery, giving you the look and feel of fine jewellery at an accessible price point 

At LAVANA, we offer you a choice between fun fashion jewellery and demi fine jewellery, so there’s something to suit any occasion, lifestyle, budget or style. 

LAVANA raises the bar for demi fine jewellery. Our demi fine jewellery collection is crafted in 18K gold plated sterling silver, giving them a richer colour and a luxurious, longer-lasting finish. In select designs, we’ve also added premium lab grown diamonds (E/F VS) chosen to the same quality standards as our sister brand, Moi Moi Fine Jewellery. 

The result is demi fine jewellery that feels elevated and modern, that takes you effortlessly from a morning coffee run to the office to a night out with friends. Each LAVANA piece adds polish without feeling overdone, yet the quality is such that it sits beautifully alongside any fine jewellery in your collection.

Let’s dive a little deeper into the difference between demi fine jewellery and fine jewellery. We’ll walk you through how they’re made, their materials, which type to choose and how to build a jewellery collection that feels stylish, practical and very you. 

What is Demi Fine Jewellery? 

Demi fine jewellery is a happy medium of fashion and fine jewellery, usually crafted in sterling silver and 18k gold-plated metals. That means demi fine jewellery pieces are durable enough for everyday wear, though they’re not as precious as solid gold fine jewellery pieces. 

Demi fine jewellery looks and feels elevated. It’s perfect for layering, versatile enough to take you from work to dinner, fun to mix and match depending on your mood and can be worn effortlessly alongside fine jewellery, as well.

At LAVANA, demi fine jewellery is what we do best. Whether it’s a stack of necklaces, a pair of statement hoops or classic chain bracelet, LAVANA is all about fun fashion and demi fine jewellery you can live in and love, seven days a week. 

Try our Savannah Gold Spiga Chain for effortless layering, our Rhythm Gold Hoop Earrings for a hint of everyday polish or our Bailey Gold Beaded Bracelet for subtle shine that works with everything.

How is LAVANA Demi Fine Jewellery Different? 

Unlike other demi fine jewellery in the market, LAVANA demi fine jewellery is crafted from premium sterling silver and 18K gold or rhodium plating, ensuring our designs are long-lasting and that they look and feel beautiful. In our range you’ll find: 

• Sterling Silver with 1 Micron 18K Gold Plating 1 Micron Gold Plating offers a thicker, longer-lasting finish. It’s the perfect balance of quality and affordability, giving you the look of solid gold at a more affordable price. 

• Sterling Silver with 2.5 Micron 18K Gold Plating (Gold Vermeil)   2.5 micron gold plating is a luxury-grade finish that gives you a rich, gold hue and outstanding durability. These pieces are designed to be treasured and worn for years to come. 

Some of our pieces, such as our Vieste Earrings and our Cadiz T-Bar Bracelet, are further elevated with freshwater pearls, grown over two to three years in freshwater farms. Each pearl is hand-selected for its soft lustre and unique character; no two are exactly alike. 

Additionally, in our 18K Gold Vermeil range, we’ve taken demi fine one step further by setting select pieces, like our Aurora Gold Pendant and our Dancing Stars Gold Hoop Earrings, with premium lab grown diamonds. Each stone is hand-picked for its exceptional colour (graded D–F) and clarity (VS or better), the same standards you’ll find in fine jewellery. This means your LAVANA pieces sparkle with the same brilliance as high-end diamond jewellery worth many times more. 

You can find out more about our materials in our Jewellery Care & Materials Guide. 

Why we chose 18K gold plating at LAVANA 

18K gold is considered the gold standard in fine jewellery. When you see 18K gold next to 14K or 9K gold, the difference in depth of colour is obvious. This is because 18K gold contains a higher percentage of pure gold, giving it a richer, warmer hue that instantly feels more luxurious.  

Other demi fine jewellery in Australia will typically feature 14K or even 9K or 10K gold plating, but at LAVANA we purposely chose 18K gold plating to give you the same warmth and luxe finish you’d find in solid gold fine jewellery, at a more accessible price point. 

Because they’re finished in 18K gold, your LAVANA demi fine jewellery pieces will also pair seamlessly with your fine jewellery pieces. Whether you’re layering a LAVANA chain with a solid gold pendant or stacking our bangles next to an 18K gold bracelet, the tones will match beautifully. 

For us, choosing 18K gold plating wasn’t about following the industry standard. It was about creating demi fine jewellery that offers you the best possible value, that you’ll be proud to wear every day, with the same richness and elegance you’d expect from fine jewellery. 

Why we use premium lab grown diamonds in our demi-fine jewellery 

As pioneers of lab grown diamonds in Australia through our sister brand Moi Moi, we’ve spent years sourcing and hand-selecting only the absolute best lab grown diamonds. Bringing that expertise into LAVANA means you get demi fine jewellery with a genuine touch of the luxury you’d only otherwise find in fine jewellery. 

Other jewellery brands may use a mix of stones to achieve their sparkle, such as cubic zirconia. At LAVANA, we elevate this by using only premium lab grown diamonds chosen for their exceptional quality and durability. The result is jewellery that captures the same brilliance and lasting beauty you’d expect from fine jewellery, at a more accessible price. By choosing premium lab grown diamonds at LAVANA, we’re able to give you stones that are identical to mined diamonds in every way that matters, without the environmental or ethical concerns. 

What is Fine Jewellery? 

Fine jewellery is the most traditional type of jewellery and the one most associated with luxury. To be considered fine, your jewellery must be crafted from precious metals like solid gold or platinum. Fine jewellery pieces may also be set with diamonds or gemstones, both mined and lab grown. 

Fine jewellery is the type of jewellery people choose for milestone moments. Engagement rings, wedding bands and anniversary gifts usually fall into this category, because they hold both financial and sentimental value.  

But it’s not only reserved for big occasions; fine jewellery is also something people buy for themselves, whether to celebrate a personal achievement or simply to enjoy wearing something special. Many collectors add to their fine jewellery wardrobes over time, investing in pieces they can wear, enjoy and eventually pass down. 

Because of the premium materials used and the skilled craftsmanship involved in creating each piece, fine jewellery is designed to last a lifetime and is often passed down through families, becoming heirloom pieces. 

Our sister brand, Moi Moi, specialises in fine jewellery. Moi Moi Fine Jewellery pieces are crafted in 18K gold or platinum and set with premium lab grown diamonds and SUPERNOVA Moissanite. Lab grown diamonds and SUPERNOVA Moissanite come at a more accessible price point and don’t come with the ethical or environmental concerns of their mined counterparts. If you’re looking for something truly luxurious that may just become a family heirloom one day, while also being more considered in your purchases, we highly recommend Moi Moi Fine Jewellery. 

Fashion vs Fine vs Demi Fine Jewellery: The Key Differences 

If you’re skimming this blog looking for the quick answer, here’s how the three categories of jewellery stack up against each other: 

 

In short, fashion jewellery is more trend-focused, demi-fine jewellery is perfect for everyday wear and elevating an outfit without breaking the bank, while fine jewellery is what you reach for when you want something meaningful and long-lasting. 

Fashion, Fine and Demi Fine Jewellery Materials 

One of the easiest ways to tell the difference between fashion, demi fine and fine jewellery is by looking at the materials they’re made from. Each type of jewellery uses different metals and stones, which affects how the jewellery looks, feels and stands up over time. 

Fashion jewellery materials 

Fashion jewellery is usually made from base metals rather than precious metals. At LAVANA, our fashion jewellery pieces are crafted in high-quality stainless steel with PVD and E-Coating. PVD (Physical Vapour Deposition) is more durable than standard gold plating and, combined with an E-Coating layer, it boosts shine and helps protect your LAVANA fashion jewellery from the bumps and knocks of everyday wear. Plus, it’s hypoallergenic, easy to maintain, water-resistant and wallet friendly. 

On select designs we may also use brass, which allows us to add in finer detailing and create more sculptural shapes that aren’t always possible with harder metals. 

Demi-fine jewellery materials 

Demi fine jewellery uses high-quality metals and finishes, such as sterling silver and gold vermeil, and may also feature semi-precious gemstones. These materials give demi fine jewellery a finish that looks and feels quite premium, without the premium price tag. 

As mentioned, we focus on two core materials in our demi fine jewellery range at LAVANA: sterling silver with 1 micron 18K gold plating and sterling silver with 2.5 micron 18K gold plating, also known as gold vermeil.  

Silver itself is a precious metal, though not as rare or as valuable as gold, and it continues to rise in commodity with real market value. By combining sterling silver with 18K gold plating, we’re able to offer jewellery that not only looks and feels refined but also carries substance behind it. 

We’ve also chosen to use premium lab grown diamonds and freshwater pearls in select LAVANA pieces. Our lab grown diamonds are hand-selected to the same high standards as those we use in our fine jewellery pieces at Moi Moi. It’s a natural extension of our expertise at Moi Moi and brings a genuine touch of fine jewellery luxury into the LAVANA collection. 

The result is demi fine jewellery that balances affordability with quality, designed to be worn alongside your fine jewellery pieces and last well beyond one season. 

Fine jewellery materials 

Fine jewellery is crafted from precious metals such as 18K solid gold and platinum. Solid gold is resistant to wearing and tarnishing, and platinum is even stronger. Both metals can be resized, repaired and polished, which is why fine jewellery is considered an investment and is often passed down through generations. 

Fine jewellery pieces may also feature gemstones. Diamonds are the most traditional, but sapphires, emeralds, rubies or other precious stones are also common. More recently, lab grown diamonds have become a popular choice, offering the same beauty and durability as mined gemstones but at a more accessible price and with a smaller environmental impact. 

Affordability of Fashion, Fine and Demi Fine Jewellery 

How much an item of jewellery costs usually comes down to what it’s made from, how it’s crafted and how long it’s designed to last. 

Fashion jewellery is the most affordable option, made to be fun, accessible and easy to switch up. It’s perfect when you want to refresh your look, try out a trend or add a statement piece without needing to commit for the long term. 

Demi fine jewellery offers the look and feel of fine jewellery at a more accessible price by using sterling silver and gold plating instead of solid gold or platinum. Materials like sterling silver give demi fine jewellery great durability, making it ideal for everyday wear. And since demi fine jewellery pairs beautifully with fine jewellery, you can mix the two in your wardrobe to complement and elevate your style. 

Fine jewellery is the most expensive because it's made with premium materials and because of the skilled craftsmanship typically involved in crafting fine jewellery pieces. It's considered more of an investment, and items of fine jewellery are often passed down among family members. 

Which Jewellery is Best for Everyday Wear? 

Both fine and demi fine jewellery are suitable for everyday wear. Whether you choose to wear them every day depends on your lifestyle, budget and how much care you want to put into looking after your pieces. 

Demi fine jewellery is sturdy enough for daily wear, if you look after it properly. Avoid wearing perfumes or body lotions or washing your hands while wearing your demi fine jewellery and be sure to store it properly when you’re not wearing it. With a little care, demi fine jewellery will stay looking polished for years to come. 

It may surprise you to hear that fine jewellery is also designed for daily wear. Wedding bands and engagement rings, for example, are made from premium, solid materials like 18K solid gold and platinum, which means they're more durable than you might expect. Even so, it’s a good idea to have your fine jewellery pieces checked and cleaned every so often to keep them secure and sparkling. 

That said, wearing your most precious fine jewellery pieces everyday isn’t without risk. Daily knocks, exposure to chemicals or even accidental loss can all take a toll. This is where demi fine jewellery really shines. You can be proud to wear your demi fine jewellery day in and day out, while reserving your heirlooms for special occasions. 

When to Choose Fashion, Fine or Demi Fine Jewellery 

Each type of jewellery has its place in your jewellery box. The trick is knowing when to choose fashion jewellery, when to invest a bit more in demi fine jewellery and when it’s time to make the step up to fine jewellery. 

Here are some examples to help you decide which type of jewellery is right for different moments in your life. 

Fashion Jewellery for Short-Term Trends and Occasional Wear 

Fashion jewellery is perfect when you want to play with style. Think bold statement earrings, like our Twin Link Gold Drop Earrings, for a night out; a chain necklace, like our Halo Gold Charm Necklace, to dress up a simple outfit; or colourful pieces that tie in with a seasonal trend. It’s affordable and fun, which makes it easy to experiment without worrying about long-term wear. Just keep in mind it isn’t designed to last forever, so save these pieces for special outfits rather than everyday use. 

Demi-Fine Jewellery for Everyday Style 

Demi fine jewellery shines when it comes to day-to-day wear. It has the quality and materials to hold up to regular use but comes at a price that makes it easy to build your collection without overspending.  

Choose demi fine for the pieces you reach for again and again: a pair of hoop earrings that work from the office to dinner, a bracelet stack you never take off or a lab grown diamond pendant, like our Stardust Raindrop Gold Pendant, that adds a bit of sparkle to any outfit.  

Your LAVANA demi fine jewellery is made to be lived in and loved, no matter what your week looks like. You can wear it on its own for a clean, effortless look, or layer and stack it to make more of a statement. 

Because we use 18K gold plating over sterling silver, your LAVANA pieces also hold their own next to fine jewellery. That means you can confidently pair your demi fine hoops with Moi Moi lab grown diamond studs, or stack our bangles alongside an 18K gold bracelet, knowing the tones and finishes will blend seamlessly.  

Fine Jewellery for Milestones and Special Occasions 

Make the move to fine jewellery when you're ready to begin curating pieces you’ll love wearing now, whether that’s every day or only on special occasions, and will want to pass down later in life.  

Fine jewellery is also the choice for life’s most meaningful moments. Engagement rings, wedding bands, anniversary gifts and heirloom pieces all belong in this category. Investing in fine jewellery means choosing designs that you know will last a lifetime (and longer). 

Who is Demi-Fine Jewellery For? 

Demi fine jewellery is for anyone who wants pieces that are stylish, elevated and worry-free. It's great for everyday wear and if you’re wanting the look of fine jewellery without paying the same premium price. 

It’s also perfect for gifting. Whether you’re buying for a birthday, a special occasion or just because, demi fine jewellery strikes the right balance of thoughtful and wearable. And, of course, it’s just as good for self-gifting (you absolutely deserve it).  

With the cost of gold continuing to rise, demi fine jewellery makes it possible to enjoy that rich 18K gold look yourself without breaking the bank. For example, an 18K solid gold curb link chain necklace might cost upwards of $5,000AUD, while a similar LAVANA design in 18K gold plated sterling silver retails for only a few hundred. You still get the same bold, luxurious, golden look and feel, without the worry of overspending.  

Is Demi Fine Jewellery an Investment? 

Here’s the honest answer: demi fine jewellery isn’t meant to be a financial investment! While demi fine jewellery is durable, crafted from precious metals and designed to be worn often, it comes at an accessible price point doesn’t carry the same heirloom value as solid gold or platinum fine jewellery pieces. 

But that doesn’t mean it isn’t valuable! Demi fine jewellery is an investment in your own personal style. It gives you quality pieces that elevate your everyday look, which you can wear every day without worry and without the upkeep or cost of fine jewellery.  

The truth is, the best reason to buy any piece of jewellery is because you love it. When you choose pieces that make you feel good and that you’ll actually enjoy wearing, you’re investing in yourself.  

In this sense, and when you’re considering pieces you’ll reach for every single day, demi fine jewellery offers incredible value. 

How to Build a Jewellery Collection with Fashion, Fine and Demi Fine Jewellery 

The best jewellery collections usually blend fashion, fine and demi fine jewellery pieces. Each category brings something different to the table and together they give you flexibility for every occasion. 

Mixing Fashion and Demi Fine Jewellery 

Fashion jewellery is perfect for trying bold colours, chunky shapes or seasonal trends. Pairing these more playful styles with the polish of demi fine jewellery creates a look that’s fun but still elevated. It’s an easy way to keep your collection fresh without overspending. 

Pairing Demi Fine and Fine Jewellery 

Demi fine and fine jewellery work beautifully together. Try layering a demi fine chain necklace with a fine jewellery pendant, stacking demi fine bangles next to a fine bracelet or mixing demi fine hoop earrings with a fine pair of lab grown diamond studs. It’s a smart way to make your fine pieces feel less “special occasion” and more wearable every day. 

Where to Buy Demi Fine Jewellery in Australia 

If you’re looking for demi fine jewellery in Australia, LAVANA is the place to start. Our collection is designed to be bold, modern and easy to wear, with pieces you can live in from day to night. You’ll find everything from everyday hoops to layering necklaces, all made with quality demi fine jewellery metals and finishes that look and feel premium but stay affordable. 

For fine jewellery, our sister brand Moi Moi is the go-to. Moi Moi specialises in heirloom-worthy designs made from 18K gold or platinum and set with premium lab grown diamonds or SUPERNOVA Moissanite, the world’s most brilliant gemstone. 

Finding the Right Balance 

Fashion, fine and demi fine jewellery all have their place. Fashion jewellery is fun, great for those on a budget and ideal for trying out trends and one-off looks. Demi fine jewellery gives you everyday style, durability and lasting quality at an accessible price. Fine jewellery is made for milestones, crafted to last and often treasured as heirlooms. 

The key is finding a balance that works for you. Build a collection that mixes all three so you can enjoy playful pieces when you feel like experimenting, polished demi fine staples for day-to-day wear and fine jewellery for the moments that matter most. 

At LAVANA, we’re here to make demi fine jewellery bold, stylish and effortless — pieces you can live in and love day to night, seven days a week.  

Explore our collection online today. 

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